Mobile phone contracts can be a nightmare if you have never had one before. By opting for a No credit check mobile phone it is seen as the ideal solution for bad credit customers and consumers who have little or no credit history.
There are several alternatives to no credit check mobiles and these options should be explored before opting for companies who offer no credit check when buying a mobile phone.
Advantages of No Credit Check Mobile Phones:
- Good acceptance for people with bad/no credit history
- Ability to buy quickly without fuss
Disadavantages of No Credit Check Mobile Phones:
- Costly – Much more expensive than traditional pay monthly mobile phones
- Limited choice of handsets
- Limited networks – Lower minutes and text allowance
- Often less reputable companies who offer them
Guide for getting a mobile contract if you have no credit history:
1/ Check your credit score – It may throw up reasons why you are not getting accepted for a traditional mobile contract.
2/ Apply for a mobile contract with a low price monthly handset or even better a sim only contract (To see if you can get approved)
3/ Be prepared to have a lower monthly bill and pay whats called a security deposit when you apply direct with a mobile phone network. This will give you the best chance of approval and once you have been approved you should have no trouble upgrading after the initial term of the contract.